On pace to overspend
Groceries: projected $3,177.50 vs $650.00 budget — $2,527.50 over by month end.
July 2026 is a 3-paycheck month.
You will have an extra $2,500.00 that month. Consider putting it toward debt or savings before it disappears.
Plan before the money moves.
Know exactly where your money is going before your next paycheck hits. Track spending, forecast overages, and connect every dollar to your debt payoff plan.
🔒 No bank connections. No third parties. Your data never leaves your device.
Before your next paycheck
$930.00 remaining
13 days until July 17.
Spent so far
$2,620.00
of $3,550.00 planned
Your paycheck
Primary job
Any real paycheck date — it anchors the schedule.
Next paycheck: 2026-07-03
3-paycheck months: July 2026, January 2027
Weekly forecast
Before it happens
Move $400.00 from Savings to cover Groceries.
Already over
Move $35.00 from Savings to cover Dining out.
Recurring bills
Bills that repeat every month, rent or mortgage, a loan payment, insurance, log themselves automatically each time you open the app instead of you retyping the same amount every month.
No recurring bills yet. Add one below.
Pro feature
Recurring bills
Auto-log bills every month so you never retype rent, insurance, or subscriptions.
Monthly bills & spending
For recurring expenses and spending categories. Add loans and credit cards in Debt payoff below.
Log a transaction
- 2026-07-05 · Gas (fuel) · $75.00 (Fuel)
- 2026-07-04 · Dining out · $335.00 (Weekend meals)
- 2026-07-02 · Groceries · $410.00 (Costco)
- 2026-07-01 · Housing · $1,800.00 (Rent or mortgage)
$35.00 over plan
Debt payoff comparison
No debts added yet. Add one below to see a real payoff comparison.
Add a debt
Beyond the minimum payments above. This is applied to whichever debt the avalanche or snowball strategy targets first, then rolls forward once that debt is paid off.
Add a debt above to see an avalanche vs. snowball comparison.
Shared expenses (pod)
Pro feature
Roommate expense splitting
Track who paid what and see exactly who owes who — down to the cent.
Money owed to you
Money you lent, not money you owe. Kept separate from debts since it’s an asset, not a bill.
Nothing logged yet. Add one below.
Money check-in
Pro feature
AI money check-in
A weekly plain-English briefing on your budget, pacing, and one concrete suggestion.
Or think it through yourself
- What expense is coming up that we should plan for now?
- Is one shared category likely to need more money this month?
- What trade-off feels reasonable before the next paycheck?